Management changes within Black Horse’s motor finance team will see Tim Smith assume responsibility for the entire division from the end of April.

Smith, who was previously head of motor, north, takes up this newly created role after head of motor, south colleague Paul McGill’s decision to retire later this year and Black Horse’s decision to streamline the two current operations.

McGill’s responsibilities for motorbike activities will be taken over by Nabla Thabet, who continues as head of franchise and leisure.